Terms and Conditions of Service
Effective Date: January 1, 2025
Last Updated: January 10, 2026
These Terms and Conditions of Service (“Terms”) govern the use of services provided by Foreclosure Rescue, LLC (“Company,” “we,” “us,” or “our”). By accessing our website, submitting information, entering into any agreement, or communicating with us by phone, SMS, or email, you agree to be bound by these Terms.
If you do not agree to these Terms, do not use our services.
1. Company Information
Foreclosure Rescue, LLC
904 S Roselle Road, Suite 345
Schaumburg, IL 60193
📞 224-344-5700
📧 [email protected]
🌐 https://www.4ClosureRescue.com
2. Scope and Nature of Services
Foreclosure Rescue, LLC provides foreclosure assistance, administrative support, education, coordination, and general guidance to homeowners facing foreclosure-related challenges.
Some services are provided at no cost, while others may require payment. Any paid services will be clearly disclosed in writing prior to engagement.
IMPORTANT DISCLAIMERS:
We are not a law firm
We do not provide legal advice
We do not provide financial, tax, or investment advice
We do not act as lenders, mortgage servicers, or government agencies
You are encouraged to consult licensed professionals for legal, tax, or financial advice.
3. Eligibility and Geographic Scope
By using our services, you represent that:
You are at least 18 years old
You have legal authority to enter agreements
Information you provide is accurate and truthful
Our services are offered in all U.S. states except California.
4. Communications, SMS Consent & Automation
By providing your phone number and opting in, you expressly consent to receive SMS text messages from Foreclosure Rescue, LLC, including:
Informational messages
Marketing and promotional messages
Appointment reminders
Automated or drip campaign messages
Messaging Disclosures:
Message frequency varies
Message and data rates may apply
Consent is not a condition of purchase
We currently use SMS messaging only. MMS may be introduced in the future.
5. Opt-Out & Help
You may opt out of SMS communications at any time by replying STOP to any message. Upon opt-out:
Messaging will cease immediately
Opt-out status will be recorded and enforced
For assistance, reply HELP or contact:
📞 224-344-5700
📧 [email protected]
6. Call Recording Disclosure
You acknowledge and consent that phone calls may be recorded for quality assurance, training, compliance, and record-keeping purposes, to the extent permitted by applicable law.
By continuing a call with us, you consent to such recording.
7. Electronic Communications & Documents
You agree that:
Documents may be submitted electronically
Communications may occur via email, SMS, or electronic systems
Electronic signatures and records are legally binding
You are responsible for ensuring the accuracy and completeness of all documents submitted.
8. No Guarantees, No Promises, No Reliance (CRITICAL)
Foreclosure Rescue, LLC makes no guarantees, promises, or assurances, express or implied, regarding:
Stopping or delaying foreclosure
Loan modifications or approvals
Outcomes with lenders, servicers, courts, or third parties
Financial results or timelines
You acknowledge and agree that:
Any examples, statements, or discussions are illustrative only
You are not relying on any verbal statements, estimates, projections, or opinions
Decisions are made solely by third parties beyond our control
You expressly waive any claim based on alleged reliance on representations not contained in a written agreement signed by the Company.
9. Fees & Payments
Some services may require payment. Any applicable fees will be disclosed in advance in writing or in a separate agreement.
We currently do not offer subscriptions or payment plans but reserve the right to do so in the future with proper disclosure.
10. User Responsibilities
You agree to:
Provide truthful and complete information
Respond promptly to requests
Maintain your own obligations with lenders and agencies
Use services in good faith and lawfully
Failure to do so may negatively affect outcomes and limit our ability to assist.
11. Limitation of Liability
To the maximum extent permitted by law, Foreclosure Rescue, LLC shall not be liable for:
Indirect, incidental, or consequential damages
Loss of property, profits, or opportunity
Actions or decisions of lenders, servicers, courts, or government entities
If liability is imposed, it shall be limited to the amount paid to us for services, if any.
12. Indemnification
You agree to indemnify and hold harmless Foreclosure Rescue, LLC from any claims, damages, or expenses arising from:
Your misuse of services
False or misleading information you provide
Violation of these Terms
13. Mandatory Arbitration & Class Action Waiver
PLEASE READ CAREFULLY — THIS AFFECTS YOUR LEGAL RIGHTS
Any dispute, claim, or controversy arising out of or relating to these Terms or our services shall be resolved exclusively by binding arbitration, rather than in court.
Arbitration shall be conducted in Illinois
Each party bears its own costs
No class actions or representative claims are permitted
You waive the right to participate in any class action lawsuit or class-wide arbitration.
14. Intellectual Property
All website content, communications, trademarks, and materials are the exclusive property of Foreclosure Rescue, LLC and may not be reproduced without written permission.
15. Privacy Policy
Your use of our services is governed by our Privacy Policy, which is incorporated into these Terms by reference.
16. Modifications
We may modify these Terms at any time. Updates will be posted with a revised effective date. Continued use constitutes acceptance.
17. Governing Law & Venue
These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-law principles.
18. Severability
If any provision is found unenforceable, the remaining provisions remain in full force and effect.
19. Contact Information
Foreclosure Rescue, LLC
904 S Roselle Road, Suite 345
Schaumburg, IL 60193
📞 224-344-5700
📧 [email protected]